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NCB Wins Big at Global Banking & Finance Review 2025 for Accelerating Digital Transformation

National Commercial Bank (NCB) has just been honored with three major technology awards by Global Banking & Finance Review (UK), recognizing its new advancements in comprehensive digital transformation, enhancing customer experience, and pioneering the digital finance era.

NCB was awarded three prizes: “Best Banking Technology Implementation Vietnam 2025”; “Best Data Platform Implementation in Banking Vietnam 2025”; and “Best Banking Technology Project (RLOS) Vietnam 2025” for its outstanding achievements in continuously improving and enhancing its technology systems and solutions, promoting digital transformation, and constantly innovating to meet the increasingly high demands of customers.

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NCB was honored with three international technology awards.

The awards were judged based on rigorous criteria regarding the effective application of modern technology in management, operations, and the development of flexible, secure, and enhanced digital financial solutions. According to Global Banking & Finance Review, NCB has surpassed many banks in the region to be honored for its ability to realize digital transformation on a system-wide scale, from technology infrastructure to products and services, gradually transforming from a traditional banking model to a comprehensive digital bank.

In recent years, with the implementation of its new Digital Wealth strategy, NCB has continuously invested heavily in infrastructure and technology solutions. The bank has upgraded its T24 Corebanking system to the most modern version, equipped with IBM server infrastructure. Simultaneously, it has pioneered the application of Google Cloud computing to enhance the protection of the integrity of the bank's critical data against incident risks, upgraded security platforms, and implemented the App Shield application protection mechanism for its Mobile App Banking system, helping to improve customer protection against cybersecurity threats.

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NCB continuously collaborates with leading global and regional technology partners to accelerate digital transformation.

Simultaneously, NCB partners with leading global and regional technology companies such as Google, IBM, LUMIQ, Zoho Corporation, CMC Telecom, FPT… to implement complex digital transformation projects, providing customers with a diverse range of comprehensive payment solutions.

As a result, NCB has made its mark with a series of outstanding achievements, including: Being the first bank to allow opening payment accounts from the VNeID application, contributing to the national digital transformation process and providing a superior, convenient, and secure banking experience for the community; The deployment of the new version of the Loan Origination and Granting System (RLOS) allows for customer consultation anytime, anywhere and loan approval within 5 minutes, helping customers access capital easily, quickly, and efficiently…

NCB representatives stated that the investment strategy in technology has helped NCB optimize processes, improve work productivity, increase response speed and customer experience, while significantly reducing operating costs. NCB is currently continuing to strongly implement digital transformation according to its new strategy, gradually realizing the goal of providing banking experiences through innovative thinking, being at the center of financial service innovation, and contributing to the sustainable development of the communities that NCB serves.

Previously, NCB was also awarded the "Most Innovative Retail Banking Application in Vietnam 2023 – for the NCB iziMobile application" by Global Banking & Finance Review magazine and was honored as a "Leading Technology Enterprise - Tech Empowerment Awards 2025" at the HR Asia Awards 2025 for pioneering the application of technology to upgrade products and build an effective digital working environment.

The recognition from Global Banking & Finance Review and other prestigious domestic and international organizations over the past time affirms NCB's strong progress on its comprehensive digital transformation journey, contributing to the sustainable development of the industry and bringing more and more value to the community.

Global Banking and Finance Review (GBAF) is a prestigious international financial magazine, attracting more than 12.2 million visits annually and having more than 100,000 readers in over 200 countries. The GBAF awards are voted on by economic experts, major financial institutions, and central banks from 190 countries, becoming a benchmark for evaluating the credibility and effectiveness of digital financial applications globally.

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